Premier Members Checking

Ever wish you could combine all the banking services you could ever need into one account? That’s what First Citizens Bank did when we developed our Premier Members Checking Account.

Minimum Deposit to Open Account$ 100.00
Monthly Package Charges *$ 5.00
Transaction LimitationsUnlimited
Return of Cancelled Check ImagesYes
Interest Earned on Average Daily Available Balances in Excess of $100Yes
Interest Calculation MethodInterest compounded daily on the average daily available balance
ATM AccessYes
Visa Debit CardYes
Statement (eStatement available)Yes / Monthly
TABS (Telephone Anytime Banking Service)Yes
Online Banking (Internet Banking, Mobile, and Bill Pay)Yes
* A monthly service charge of $5.00 will be assessed each statement cycle if the minimum ledger balance in your Premier Members account falls below $10,000.00 on any day during the statement cycle. If on the statement cycle date of your Premier Members account, the minimum balance in your Premier Members account plus the combined ledger balances in all other deposit accounts is above $10,000.00, the $5.00 fee will not be assessed. Other deposit accounts include Checking, Savings, CDs and IRAs.

Premier Members benefits include:

  • Members receive two single orders of personalized Premier Members checks per year
  • Savings or Money Market Transfer for overdraft purposes (available upon written request - current fee applies)
  • Identity Theft Assistance Service Available: "Identity IQ"
    (includes credit card registration)
  • Accidental Death & Dismemberment / Common Carrier Insurance
  • Stop Payment Orders (Free of Charge Limit 3 current orders)
  • 50% discount on safe deposit box rental (limit one)
  • Cashier’s Check Fees – Limit Three (3) per month at no charge
  • Notary Service at no charge
  • Fax machine use (Limit 5 per month, Continental US Only)
  • Photocopies - Limit 25 Per Month
  • Prescription drug discounts available
  • Eyewear & Eye care Discounts
  • Living Family Journal
  • Health Care Certificate of Deposit - Early withdrawal penalty is waived in the event of financial need
    due to serious illness. This certificate is an exclusive benefit to Premier Members and Members First
    checking account holders.
  • Group Travel Opportunities and Quarterly Travel Newsletter

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